Motorcycle Insurance

Motorcycle/Power Sports Insurance

Power Sports Insurance Covers: Motorcycles, 3-Wheelers and 4-Wheelers

If you have an accident you want to make sure you have coverage. Below is an explanation of the coverage our power sports policy offers.

Bodily Injury Liability –If you are at-fault in a crash, your liability coverage will pay for the medical expenses and/or death for your passengers or the other driver.

Property Damage Liability – Covers the damage you are responsible for to another person’s property if you are at fault in the accident. This could include other vehicles, residences, storefronts and other structures.

Uninsured/Underinsured Motorist – If you are in an accident and the other person is at fault and either does not have insurance or enough insurance this coverage will protect you. Uninsured/Underinsured coverage would pay for your medical expenses and property damage to your motorcycle. This is an optional coverage.
Collision Coverage – Provides coverage for damage to your motorcycle in the event you are in an accident.

Comprehensive Coverage –

Covers your bike if it’s damaged by:
· Flood
· Wind
· Vandalism
· Theft
· Some other reason that doesn’t involve a crash with another vehicle
You get to select your deductible for both Collision and Comprehensive coverage.

Personal Injury –

Covers you for injuries or death due to an accident on your bike. This coverage will help with medical bills, lost income, services you would normally do yourself and funeral expenses up to the Personal Injury coverage limit. This coverage is optional.

Discounts –

There are many discounts available from multiple motorcycles on the policy, multiple policies with us, good rider, transferring from another insurance company, belonging to a motorcycle organization and motorcycle safety courses.