As a business owner protecting your business and employees takes planning. There’s a lot to consider. What liabilities and risk do I have to protect against? How can I help my employees? What if I or one of my partners dies? Together, we can come up with a strategy to take care of all your needs.
Business Auto Insurance
Whether you have delivery trucks, vans, service trucks or company cars we can protect you. We can give you the coverage to protect you against the liability claims that could potentially harm your business.
There is an array of coverage available to you on the Business Auto policy. The primary coverage is liability. Liability provides coverage to pay for injuries and property damage to the other party if you or one of your employees while driving a company vehicle is at fault in an auto accident.
You can also add non-owned and hired auto liability to provide coverage in the event one of your employees is at fault in an auto accident while running a business errand in their own car. Hired auto liability will provide coverage if you rent a vehicle for business purposes.
Collision and Comprehensive —
provides coverage for physical damage to your company vehicles. Collision provides physical damage coverage if your business vehicles are damaged due to an auto accident. Comprehensive provides coverage to your business vehicle for anything other than a collision, such as, theft, hail, fire, vandalism.
Medical and Personal Injury Protection —
provides coverage for injuries sustained in an auto accident.
Drive Other Car Coverage —
helps provide liability and physical damage coverage if you or your employees rent a private passenger car on a short-term basis, even when there is no personal auto policy in force.
Other features available on a business auto policy are: Lease & Loan Gap coverage, Waiver of Subrogation, Fellow Employee coverage, Personal Effects coverage and Blanket Additional Insured coverage.
Call us today to discuss how we can partner with you to protect your business and livelihood.
You want to protect your business locations and the business property inside of them. We can accomplish this with a Business Package policy. A package policy combines coverage for your building, business personal property and general liability all in one policy. This policy can include coverage for your business computers, employee dishonesty, hired and non-owned auto, glass and signs. The list of options goes on.
If you are a contractor, we can provide you with a general liability policy to handle your liability protection. A Inland Marine policy to protect your tools and supplies. If you need to be bonded we can help you. We also can provide your workers compensation insurance.